Get quick cash for unexpected bills with Safe Financial's small online loans. Apply for $1,000 - $2,000 through our easy online application. Once approved, the money is in your account within hours. Whether for your wants or needs - we've got you covered!
Car expenses - including repairs, rego, tyres or insurance
Family emergencies or funeral costs
Travel and accommodation
Moving costs - including rental bond, body corporate fees, transport
New furniture or household appliances
Home renovations
Education costs - including school fees, uniforms, stationery or tech items
Gifts for those you love
Medical expenses
Vet bills
$500
$5,000
Repayment frequency header
New customers must work and earn $700+/wk to be eligible to apply.
* Repayment amount is a guide only. If your loan application is conditionally approved, your loan contract will list the repayment amounts, the number and frequency of repayments, when they are due, and any fees and charges. TEST
You're welcome to apply as long as you're a Permanent Australian Resident, 18 years of age or older, have a bank account and phone in your name, and have a driver's licence or 100 points of ID.
For a new client (never had a loan with us before), you need to be working, and your take-home wage needs to be at least $700/week. We are unable to accept an application if you only receive Centrelink benefits.
Safe Financial offers small cash loans from $1,000 to $2,000. This type of unsecured loan is called a Small Amount Credit Contract ('SACC') and is regulated under the National Consumer Credit Protection Act (2009). We also offer a Medium Amount Credit Contract ('MACC') for loans from $2,100 to $5,000. Higher amounts are also available for car loans and secured business loans.
Our loan calculator gives you a choice of repayment terms that include all fees, charges and interest. Plus, there are no penalties for early payouts!
Same-day funding is available. We do our best to make the process fast and easy. During office hours you generally receive a conditional answer within hours, then if approved, it's up to you how quickly you sign and return your loan documents.
The application process is quick and easy:
Apply online in minutes - just click here - complete your application, and hit submit!
Fast approvals - you’ll get a decision, usually within a few business hours. Plus same day funding is available.
Friendly customer service - our customers love us! They rate us ‘Excellent’ on Trust Pilot.
Responsible lending - we will only lend you money if you can comfortably afford the repayments and the loan suits your requirements and objectives.
Repay early and save - if you wish to repay your Safe Financial loan early, there are no early payout fees, so you’ll save money!
WIN $1,000 - when you take out a small loan, a car loan or a business loan, you’ll have a chance to WIN back $1,000! Winners are grinners – check out our winners.
100% Australian-owned and operated - we're a trusted credit provider with over 20 years of experience helping Aussies get what they want when they need it!
