If you need a small loan, Safe Financial can help. With loans from $500 to $5,000 to cover your wants or needs, applying online is easy. And once approved - the cash is in your account within hours!
Travel and accommodation
Car expenses - including repairs, rego, tyres or insurance
Moving costs - including rental bond, body corporate fees, transport
New furniture or household appliances
Family emergencies or funeral costs
Home renovations
Education costs - including school fees, uniforms, stationery or tech items
Medical expenses
Vet bills
Gifts for those you love
$500
$5,000
Repayment frequency header
New customers must work and earn $700+/wk to be eligible to apply.
* Repayment amount is a guide only. If your loan application is conditionally approved, your loan contract will list the repayment amounts, the number and frequency of repayments, when they are due, and any fees and charges.
Can anyone apply for a small personal loan?
You're welcome to apply as long as you're a Permanent Australian Resident, 18 years of age or older, have a bank account and phone in your name, and have a driver's licence or 100 points of ID.
For a new client (never had a loan with us), you need to be working. You can also receive Centrelink benefits, but your take-home wage needs to be at least $700/week. We are unable to accept an application if you only receive Centrelink benefits. We may also consider small loans for people with some bad credit.
We offer small loans online for people across Australia, including Brisbane, Sydney, Melbourne, Adelaide, Perth, Gold Coast, Sunshine Coast, Toowoomba, Cairns, Darwin, Wollongong, Newcastle, Hobart, Canberra - and anywhere in between!
You may apply for a small personal loan from $500 - $5,000. Higher amounts are also available for car loans and secured business loans.
Our simple loan calculator offers flexible repayment terms that include all fees, charges, and interest. Plus, there are no penalties for early payouts!
Same-day funding is available. We do our best to make the process as fast as possible. During office hours you generally receive a conditional answer within hours, then if approved, it's up to you how quickly you sign and return your loan documents.
The application process is quick and easy:
Apply online in minutes - it’s super easy. Click here - complete your application, and hit submit!
Fast approvals - you’ll get a decision, usually within a few business hours. Plus same day funding is available.
Friendly customer service - our customers love us! They rate us ‘Excellent’ on Trust Pilot.
Repay early and save - there are no payout fees if you wish to repay your loan early, so you’ll save money!
Responsible lending - we will only lend you money if you can comfortably afford the repayments and the loan suits your requirements and objectives.
100% Australian-owned and operated - we're a trusted credit provider with over 20 years of experience helping Aussies get the things they want, when they need them!
WIN $1,000 - when you take out a small loan, a car loan or a business loan, you’ll be in with a chance to WIN back $1,000! Winners are grinners – check out our winners.
