Getting a cash loan online is super easy with Safe Financial. Borrow from $500 to $5,000 to pay the bills, fix the car, take a holiday or for that unexpected emergency. Once approved - the cash is in your account within hours!
Travel and holidays
Car expenses - repairs, rego, brakes, tyres or insurance
Moving costs - rental bond, body corporate fees, removalist
Home renovations, new whitegoods, appliances
Student and education costs
Managing bills and living expenses
Medical expenses, dental or vet bills
Cashflow shortfalls
And more...
$500
$5,000
Repayment frequency header
New customers must work and earn $700+/wk to be eligible to apply.
* Repayment amount is a guide only. If your loan application is conditionally approved, your loan contract will list the repayment amounts, the number and frequency of repayments, when they are due, and any fees and charges.
An online cash loan at Safe Financial offers fast and convenient assistance when you need extra money quickly. Unlike a payday loan, our short-term personal loan ranges from $500 to $5,000 and can be repaid over a period of 13 to 50 weeks, providing more flexibility. You can use the funds to cover unexpected expenses and emergencies or for personal use such as holidays or home renovations - the choice is yours!
You're welcome to apply as long as you're a Permanent Australian Resident, 18 years of age or older, have a bank account and phone in your name, and have a driver's licence or 100 points of ID.
For a new client (who has never had a loan with us before), you need to be working. You can also receive Centrelink benefits, but your take-home wage needs to be at least $700/week. We are unable to accept an application if you only receive Centrelink benefits.
We offer easy online cash loans for people across Australia - including Brisbane, Sydney, Melbourne, Adelaide, Perth, Gold Coast, Sunshine Coast, Toowoomba, Cairns, Darwin, Wollongong, Newcastle, Hobart, Canberra, and anywhere in between! We consider applications from people with good and not-so-good credit scores.
You may apply for a short-term cash loan from $500 - $5,000. Higher amounts are also available for car loans and secured business loans.
Our loan calculator offers repayment terms that include all fees, charges, and interest. Plus, there are no penalties for early payouts!
Same-day funding is available. We do our best to make the process as fast as possible. During office hours, you generally receive a conditional answer within hours. If approved, it's up to you how quickly you sign and return your loan documents.
The application process is quick and easy:
Apply online in minutes - it’s super easy to apply. Select your loan amount, complete the online application, and hit submit!
Fast approvals - you’ll get a decision, usually within a few business hours. Plus same day funding is available.
Friendly customer service - our customers love us! They rate us ‘Excellent’ on Trust Pilot.
Responsible lending - we will only lend you money if you can comfortably afford the repayments and the loan suits your requirements and objectives.
Repay early and save - if you wish to repay your Safe Financial loan early, there are no early payout fees, so you’ll save money!
WIN $1,000 - when you take out a small loan, a car loan or a business loan, you’ll be in with a chance to WIN back $1,000! Winners are grinners – check out our winners.
100% Australian-owned and operated - we're a trusted credit provider with over 20 years of experience helping Aussies get the things they want, when they need them!
